• A 20% deposit is required when the lay-by agreement is created. This deposit will be applied toward the final purchase price.
• The payment schedule will be as outlined at the time of the creation of the agreement.
• The full balance must be paid before the item can be collected.
• The maximum lay-by period is 24 weeks from the date the agreement is created.
• Payments can be made using your nominated payment method (cash, card, or bank transfer).
• If you choose to cancel your lay-by, all payments made will be refunded excluding the initial 20% deposit.
• Lay-by orders cannot be modified once the agreement has been created.
• Lay-by prices are fixed at the time the agreement is created. Future promotions, discounts, or price changes will not apply to existing lay-by agreements.
• If a product becomes unavailable or discontinued by the supplier during the lay-by period, Two Petals may offer a suitable alternative product or a full refund of all payments made, including the deposit.
• If payments are repeatedly missed without prior notification, the lay-by agreement may be considered cancelled. In this case, amounts paid will be refunded excluding the deposit.
• Any return policy timeframes begin from the date of final payment, not the date the lay-by was started.
• Once the lay-by is fully paid, the item should be collected within a reasonable timeframe unless alternative arrangements have been agreed.
Online Lay By Calculator
Plan your purchase with ease using our Online Lay-By Calculator — perfect for anyone looking to buy a sewing machine with instalment payments or interest-free options. Simply enter the price to see how affordable your repayments can be, whether you’re upgrading your machine or shopping online for accessories and tools.